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Additional Fees Information*

Health Insurance
Students must show upon registration that adequate hospital and medical insurance has been obtained. Students not already covered, or students from outside British Columbia, should obtain information from the BC Medical Services Plan office.

Sample Budgets
The following sample budgets are intended to aid you in estimating your expenses over the eight-month school year. They are simply estimates. For more information on housing options, please refer to the Housing section of this site.

The following assumptions are built into each of the sample budgets:

[1] The student would have a job for the four summer months OFF CAMPUS which would sustain the student (and family if applicable) completely and provide some savings toward the following school year.

[2] The figures shown are a bare minimum and do NOT allow for emergencies.

[3] Please note that all budgets are for an eight-month academic year (September-April).

Single Student Living in Residence (based on 8-month occupancy)

Educational Expenses:
Tuition & Fees	$8,000
Books and Supplies (minimum basic texts only)	$2,000

Living Expenses:
Studio suite ($700/month)	$5,600
Food (own cooking) @$250/month	$2,000
Medical/Dental/Drugs [*1]	$200
Phone (basic line + minimal long distance) @$50/month	$400
Personal miscellaneous (clothing, church, laundry, gifts, recreation, etc.) @$200/month	$1,600

Local Transportation:
Car (insurance, maintenance, operating) [2] *bus pass covered through student fees	$2,500
Transportation home (out of town students) [*3]	$2,000

TOTAL with car	$24,300
TOTAL without car	$21,800

Further Assumptions:
[*1] estimate assumes students will not pay basic MSP premiums. Other extended medical and dental costs are covered by student insurance (part of student fees); estimate assumes minimal drug/dental needs.

[*2] the car is assumed to be a small compact in good mechanical condition, used minimally

[*3] $2,000 is based on two trips by air to Ontario at reduced rates

Student With Spouse Living On Campus (based on 8-month occupancy)

Educational Expenses:
Tuition & Fees	$8,000
Books and Supplies (minimum basic texts only)	$2,000

Living Expenses:
One bedroom apartment ($840/month)	$6,720
Phone (basic line and long distance - $50/month)	$400
Food and household supplies ($500/month)	$4,000
Medical/Dental/Drugs [*1]	$520
Personal miscellaneous (clothing, gifts, church, recreation, etc) @$400/month	$3,200

Transportation:
Car (insurance, maintenance, operating) [*2]	$3,000
Bus (Student pass included in fees; spouse $63/month)	$504

TOTAL with car	$27,840
TOTAL without car	$25,344

Further Assumptions:
[*1] student medical plan covered through student fees; additional spousal plan $180 plus low drug needs and dental check ups only

[*2] the car is assumed to be a small compact in good mechanical condition, used minimally

Single Parent With Two Teenagers Living OFF CAMPUS (8 month residency)

Educational Expenses:
Tuition & Fees	$8,000
Books and Supplies (minimum basic texts only)	$2,000

Living Expenses:
Three bedroom apartment ($1,300/month)	$10,400
Utilities (heat, light, phone) @$250/month	$2,000
Food and household supplies ($1,000/month)	$8,000
Medical/Dental/Drugs [*1]	$800
Clothing ($150/month)	$1,200
Personal miscellaneous (gifts, church, recreation, etc) @$350/month	$2,800

Transportation:
Bus passes for teenagers ($100/month)	$800
Car (insurance, maintenance, operating) [*2]	$3,000

TOTAL	$39,000

Further Assumptions:
[*3] Student medical plan covered through student fees; additional family plan $360 plus low drug needs and dental check ups only

[*2] the car is assumed to be a small compact in good mechanical condition, used minimally

International Student (8-month residency)
VST strongly urges students to include additional money in their budgets (over and above the minimum stated here) so that they can experience various aspects of BC and Canadian culture while in the country. A major portion would be used in travel costs.

Educational Expenses:
Tuition & Fees	$13,000
Books & Supplies (minimum)	$2,000

Living Expenses:
On campus studio suite ($700/month)	$5,600
Phone (basic line + minimal long distance) @$70/month	$560
Food (own cooking) @$250/month	$2,000
Medical Insurance (BASIC COVERAGE MANDATORY) * extentended insurance covered through student fees	$500
Medical/Dental fees and drugs	$200
Personal miscellaneous (clothing, church, laundry, gifts, recreation, etc.) @$200/month	$1,600

Transportation:
Bus pass covered under student fees	$0
Plus return transportation home	??

TOTAL	$25,460+

If you have any questions about expenses, please contact us by email at admissions@vst.edu or by phone at (604) 822-9563.

* Please Note: This information does not apply to students enrolled in the MDiv by Extension program. Please consult the Native Ministries Program Handbook for more information on your programme.